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Union Savings Programs
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Get More Benefits with the Union Savings MasterCard

Union BMO MasterCard

The Union Savings BMO Mastercard provides a lower interest rate offered exclusively to union members. Four reward program options allow you to tailor the card to be of maximum benefit to yourself.

There are numerous advantages to have a Union Savings BMO MasterCard including:

  • Emergency strike skip payment privileges
  • Emergency cash and card replacement
  • January and September skip payment privileges
  • Purchase protection
  • Extended warranty insurance
  • Global assist
  • Personal loan discounts of up to 1 per cent on loans of $5,000 or more
  • Interest rate premium of .5 per cent on GICs and RICs
  • Personal line of credit interest rate at the Bank's base rate (currently the bank's prime lending rate plus one per cent)for an unsecured personal line of credit of $5,000 or more

Follow the link for the labour organization you're a member of for more details and to apply online for your Union Savings Mosaik MasterCard, or call MasterCard at 1-800-263-2263. All decisions regarding the credit card are confidential between you and BMO Bank of Montreal.


BMO Bank of Montreal's usual credit requirements must be met.
Award of AIR MILES reward miles or CashBack is made for purchases charged to your account (less refunds) and is subject to the terms and conditions of your BMO MasterCard Cardholder Agreement.
Cashback is a registered trade-mark of Bank of Montreal.
MasterCard is a registered trademark of MasterCard International Incorporated.
Trademarks of AIR MILES International Trading B.V. used under license by LoyaltyOne, Inc. and Bank of Montreal.

Union Savings is a service of Canadian Union Advantage Benefit Programs (CUABP), a voluntary organization with which many leading Canadian unions and labour organizations are affiliated. Union Savings exists for the purpose of using the purchasing power of union members to obtain money saving benefits for them and their families.